Mobile Banking Services
Banking on the go has never been easier with Waumandee State Bank's mobile application. Our downloadable app makes banking on your smartphone convenient, safe, and secure. From the app, you can check your balances, transfer between accounts, deposit checks, turn your debit card on or off, set alerts, check your credit score, and so much more. Location services are also available to help you find the nearest Waumandee State Bank branch or ATM. Mobile banking is available to all Waumandee State Bank customers on iOS or Android devices.*
*Application costs nothing to download but cell phone carrier/data rates may apply.
View our Mobile Banking Privacy Policy here.
Mobile Wallet
Want to leave your physical debit card at home? No problem. Waumandee State Bank debit cards are compatible with Apple, Google, and Samsung Pay Mobile Wallets. All you need to do is add your card to the mobile wallet of your choice on your device. Check out the video below if you have questions and be sure to refer to each mobile wallet provider's instructions as to how to add your card to their service.
Mobile Deposit Capture
Can’t make it to the bank? Deposit a check from anywhere with the Waumandee State Bank mobile application. Simply enter the amount of the check, choose which account to deposit it into, and take a picture of both sides of the check. Finally, ensure the check is endorsed with “For Mobile Deposit at Waumandee State Bank Only” after the signature as shown in the image below.
Default Deposit Limits do apply:
- Per Check Deposit Limit: $5,000
- Daily Deposit Limit: $5,000
Checks deposited by 4:00 pm CST will be processed on the same day. Any deposits received after 4:00 pm Central Standard Time (CST) on a weekday will be processed on the next business day. Similarly, any deposits received on Saturday, Sunday, or a bank holiday will also be processed on the next business day. Your funds will usually be available no more than two business days after deposit. It is recommended to write on the front of the check mobile deposit and date of deposit and retain the check for 14 days after your deposit has posted.
Alerts for Mobile & Online Banking
Want to monitor your cash and spending? Using our alerts you'll know exactly what's happening with your money. Customize how and when the alerts are sent to any device or system. These alerts can be set up to send a text, email, push notification, or show up right inside your online banking dashboard. Sign up for the kinds of alerts you want through our desktop online banking or mobile application.
*Standard cell phone carrier data/rates may apply
Two Way Text Alerts
Our fraud monitoring network automatically tracks unusual activity. Typically this results from a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases, or any other odd pattern associated with new fraud trends around the world.
If you have a SMS text compatible phone number on file and our monitoring system suspects fraud, you will receive an automated text asking if you initiated a certain transaction. Once received, you can reply via text to confirm or deny the purchase in question. If you do not have an SMS compatible phone number on file with us, you will receive an automated voice message asking you to confirm or deny suspect transactions. NEVER GIVE OUT CONFIDENTIAL PERSONAL OR ACCOUNT INFORMATION VIA PHONE OR TEXT. Waumandee State Bank will never ask you to "verify" any sensitive personal information. If you ever suspect a message or call claiming to be Waumandee State Bank is not legitimate, please contact one of our employees immediately.
View the video tutorial below for more details on how this system works.
You can also view our F.A.Q form here.
Credit Sense
Credit Sense is a fully featured set of credit monitoring tools integrated directly into our online and mobile banking platforms. Any customer already enrolled can make use of these tools at no cost. For more complete information, see our dedicated page for Credit Sense.