Business Checking Accounts
Waumandee State Bank offers a wide variety of different business checking accounts to choose from. Regardless of the account type you choose, you will have access to all of our online banking tools. These include online/mobile banking, mobile deposit, e-statements, bill pay, and more. We also offer many business specific products such as remote deposit capture, business online banking (with multi-user access), and merchant services / card processing. If you have questions about what we may offer for the needs of your specific business, please don't hesitate to contact us. Click below to begin the account opening process.
Online Account Opening Accounts Brochure

Money Market
Do you keep a high balance in your business checking account and write very few checks? You could be earning better interest on that account. Our Business Money Market account offers a tiered interest rate based on your daily balance, while still allowing access to your money.
Essential Business Checking
If you keep a higher balance in your Business Checking account and want to earn interest while retaining the ability to write checks or use a Debit Card, our Essential Business Checking account might be best for you.
Business Analysis
Do you run a high transaction business and use large volumes of currency and/or coin? Business Analysis Checking can help you keep track of specifics. Contact one of our Personal Bankers for more information.
Compare Our Business Checking Options
Account Type | Business Checking | Business Analysis Checking | Essential Business Checking | Business Money Market |
---|---|---|---|---|
Minimum to Open Account | $100.00 | Contact us for more details. | $900.00 | $2,500.00 |
Minimum Daily Balance to Avoid Service Charge | $100.00 | Contact us for more details. | $900.00 | $2,500.00 |
Transaction Limitations if Balance falls Below Minimum Balance | Service Charge Fee of $4.00 and $0.10 per debit item | Contact us for more details. | Service Charge Fee of $7.00 and $0.10 per debit in excess of 25 items | Contact us for complete transaction limits. |
Interest Earned* | No | No | Yes | Yes |
* Daily balance (the amount of principal in the account each day)